Let's say we have a one-indexed integer array $\texttt{arr}$ of size $N$ and we want to answer $Q$ queries of the following form: compute $\texttt{arr[L]+arr[L+1]+}\cdots\texttt{+arr[R]}$.
Naively, for every query, we can iterate through all entries from index $a$ to index $b$ to add them up. Since we have $Q$ queries and each query requires a maximum of $O(N)$ operations to calculate the sum, our total time complexity is $O(NQ)$. For most problems of this nature, the constraints will be $N, Q \leq 10^5$, so $NQ$ is on the order of $10^{10}$. This is not acceptable; it will almost always exceed the time limit.
Instead, we can use prefix sums to process these array sum queries. We designate a prefix sum array $\texttt{prefix}$. First, because we're 1-indexing the array, set $\texttt{prefix}[0]=0$, then for indices $k$ such that $1 \leq k \leq n$, define the prefix sum array as follows:
Basically, what this means is that the element at index $k$ of the prefix sum array stores the sum of all the elements in the original array from index $1$ up to $k$. This can be calculated easily in $O(N)$ by the following formula:
For the example case, our prefix sum array looks like this:
Now, when we want to query for the sum of the elements of $\texttt{arr}$ between (1-indexed) indices $L$ and $R$ inclusive, we can use the following formula: